Tag archive for pfm

What is account aggregation and how should banks in Asia and developing countries approach it?

This article was originally published in Banking & Payments Asia May 2013, Issue 51   ACCOUNT AGGREGATION is a service that provides the ability to automate the retrieval of public and private information from different sources or web sites. In a banking context, it is…

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Perfectsen selected as semi-finalist for Innotribe Startup Challenge 2013

Kuala Lumpur, 6th May 2013 – Perfectsen is pleased to announce that we have been selected as a semi-finalist of the Innotribe Startup Challenge, honouring the company as one of the most promising financial technology and financial services startups. On 16th May, Perfectsen will compete…

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Introducing the concept of mini-apps in mobile banking.

The trend of mobile banking applications is going towards lightweight, single-purpose mini-apps, as they are not only easier to implement, but also better fit the needs and usage behaviour of consumers. This article originally published in Banking & Payments Asia March 2013, Issue 49 Mobile…

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The Hook – Targeted Advertising Platform for Financial Institutions

Singapore, 6th November 2012 – To be successful in fishing, you need the right bait to attract the right fish, to be at the right catchment area and it has to be at the right season. Applying these very same concepts to marketing within the…

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First time user guide for Maybank’s m2u planner

For customers of Maybank’s who wants to try their newly launched m2u planner personal finance management (PFM) solution , here’s a guide on how to access to it. 1) Log-in like how you normally would to your maybank2u online banking. You would then see m2u…

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Maybank offers Personal Finance Management to their customers

Maybank, the largest bank in Malaysia today launched M2U Planner, a Personal Finance Management ( PFM ) solution delivered by Perfectsen after undergoing a successful closed trial period. This marks the first complete PFM solution offered by a Bank in the South East Asia region….

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What is PFM ?

A PFM ( Personal Finance Management ) solution is a software that enables one to have control and a better understanding on their financial state. It can be use both ways, either to lower your debt or to increase your wealth. Standard PFM features include…

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Top 10 Possible Trends in Retail Banking for 2012

As we usher in 2012, a year that will be challenging for many financial institutions / banks but at the same time presents a chance for growth and innovation. Here are some trends, predictions and focus that we might potentially see in the realm of…

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The leading edge PFM

There’s a discussion in a Linkedin group recently on the leading features that a PFM should have.  But what really is leading edge? As a tool (PFM) designed to help me as a user manage my finances, it should help me answer 3 basic questions:…

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