Tag archive for banking

What is account aggregation and how should banks in Asia and developing countries approach it?

This article was originally published in Banking & Payments Asia May 2013, Issue 51   ACCOUNT AGGREGATION is a service that provides the ability to automate the retrieval of public and private information from different sources or web sites. In a banking context, it is…

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Perfectsen selected as semi-finalist for Innotribe Startup Challenge 2013

Kuala Lumpur, 6th May 2013 – Perfectsen is pleased to announce that we have been selected as a semi-finalist of the Innotribe Startup Challenge, honouring the company as one of the most promising financial technology and financial services startups. On 16th May, Perfectsen will compete…

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With Data as a Commodity, Wealth is an Illusion

BIG DATA IN BITCOIN – ARE WE AT THE BRINK OF AN ECONOMICAL FORK WHERE DATA IS KING …? By Mark Smalley (This post originally appeared on NoSQLAsia.org) Economical Forks We are nearing an important epoch in economical evolution that has the potential to be…

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Increasing conversion rates on banking websites & advertisements

As there seems to be an increase interest for banks and financial institutions to revamp their banking website, I would like to share a recent study conducted by Kiss Metrics on how colours affect conversions.  Colours have a powerful psychological influence on the human brain….

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Introducing the concept of mini-apps in mobile banking.

The trend of mobile banking applications is going towards lightweight, single-purpose mini-apps, as they are not only easier to implement, but also better fit the needs and usage behaviour of consumers. This article originally published in Banking & Payments Asia March 2013, Issue 49 Mobile…

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Review of top 10 trends in retail and online banking

Happy new year everyone! As 2012 is now history, I would like to review the trends and predictions I wrote in my previous blog posting titled “Top 10 possible trends in retail banking for 2012”.  As always, not every prediction came through (such as the…

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Impact of iPhone5 to mobile banking

So the iPhone5 is finally out of the bag.  How does this mean to the financial world? 3 features we think could impact the adoption of mobile banking and other financial apps 1) Larger Retina display.  So one can finally see charts and graphs slightly…

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Why Internet Banking Interfaces are So Old Fashioned

Websites / e-banking portals for banks are not as efficient as they could be for many banking groups. The trouble here, is that while the world is becoming more technological and advanced, many of these online banking facilities are not updating their capabilities to keep…

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Maybank offers Personal Finance Management to their customers

Maybank, the largest bank in Malaysia today launched M2U Planner, a Personal Finance Management ( PFM ) solution delivered by Perfectsen after undergoing a successful closed trial period. This marks the first complete PFM solution offered by a Bank in the South East Asia region….

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What is PFM ?

A PFM ( Personal Finance Management ) solution is a software that enables one to have control and a better understanding on their financial state. It can be use both ways, either to lower your debt or to increase your wealth. Standard PFM features include…

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