Archive for PFM

Review of top 10 trends in retail and online banking

Happy new year everyone! As 2012 is now history, I would like to review the trends and predictions I wrote in my previous blog posting titled “Top 10 possible trends in retail banking for 2012”.  As always, not every prediction came through (such as the…

Continue reading →

The Hook – Targeted Advertising Platform for Financial Institutions

Singapore, 6th November 2012 – To be successful in fishing, you need the right bait to attract the right fish, to be at the right catchment area and it has to be at the right season. Applying these very same concepts to marketing within the…

Continue reading →

Do personal financial management tools appeal to everyone?

[Note: This article was written by Carol Yip and originally published in theStar newspaper on 3/11/2012] OUR personal finances were once centred on simple conventional banking accounts. But these days, we commonly need to oversee multiple accounts such as banking accounts, loans, credit cards, rewards programmes…

Continue reading →

First time user guide for Maybank’s m2u planner

For customers of Maybank’s who wants to try their newly launched m2u planner personal finance management (PFM) solution , here’s a guide on how to access to it. 1) Log-in like how you normally would to your maybank2u online banking. You would then see m2u…

Continue reading →

Impact of iPhone5 to mobile banking

So the iPhone5 is finally out of the bag.  How does this mean to the financial world? 3 features we think could impact the adoption of mobile banking and other financial apps 1) Larger Retina display.  So one can finally see charts and graphs slightly…

Continue reading →

Perfectsen to present at FinovateAsia 2012

We are excited to announce that we are among the chosen few to present at Finovate in Singapore on November 6th, 2012.  We will be launching a new product there that will push the boundaries of online banking for Banks. More details will be unveiled…

Continue reading →

Maybank offers Personal Finance Management to their customers

Maybank, the largest bank in Malaysia today launched M2U Planner, a Personal Finance Management ( PFM ) solution delivered by Perfectsen after undergoing a successful closed trial period. This marks the first complete PFM solution offered by a Bank in the South East Asia region….

Continue reading →

What is PFM ?

A PFM ( Personal Finance Management ) solution is a software that enables one to have control and a better understanding on their financial state. It can be use both ways, either to lower your debt or to increase your wealth. Standard PFM features include…

Continue reading →

Top 10 Possible Trends in Retail Banking for 2012

As we usher in 2012, a year that will be challenging for many financial institutions / banks but at the same time presents a chance for growth and innovation. Here are some trends, predictions and focus that we might potentially see in the realm of…

Continue reading →

The leading edge PFM

There’s a discussion in a Linkedin group recently on the leading features that a PFM should have.  But what really is leading edge? As a tool (PFM) designed to help me as a user manage my finances, it should help me answer 3 basic questions:…

Continue reading →